Have you been touched by one of the 3Ds: divorce, death, debt?

January is the prime time in the year for having to face one of the 3Ds – divorce, death and debt. After the extended festive period many couples realise their relationship has run its course. Or the cold weather takes a few people to the After Life. Or significant debt catches up with people who have over extended themselves and Christmas is the final straw that breaks the camels back.

Perhaps you have hit one of life’s 3 Ds – death, divorce/separation, debt. All of these are big life changing moments. You realise life will never be quite the same again. How do you handle such a moment and where do you find the strength to move forwards? read more